JML Growth

The financial seat you can't justify hiring for yet.

Every engagement is scoped to one business. Most start with the CFO seat and pull in the other work only where it earns its keep.

Service 01

Fractional CFO

The seat itself. Annual plan, monthly operating review, cash strategy, owner pay, pricing and hiring calls, with the numbers already current when we sit down.

What's in it

  • Annual plan and budget built with you
  • Monthly operating review
  • Cash floor, reserves, and distribution policy
  • Owner compensation strategy
Service 02

Finance operations

Making the numbers worth trusting. Chart mapping, close support, cleanup, and reporting so decisions are not built on stale or miscategorized data.

What's in it

  • QuickBooks mapped to operating categories
  • Close support and data-quality gates
  • Board-grade monthly reporting
  • Cleanup when history is unreliable
Service 03

Planning and analysis

The heavier questions. Scenario models, capacity plans, valuation, and the math behind a hire, a truck, a location, or a price increase.

What's in it

  • Scenario and capacity modeling
  • Job, service-line, and customer profitability
  • Valuation and owner-exit math
  • Buy-side and sell-side support
Service 04

Systems and build work

When the bottleneck is a workflow rather than a decision. Automation, internal tools, reporting, and web work built around how the business actually runs.

What's in it

  • Workflow automation
  • Custom reporting and dashboards
  • Internal tools
  • Websites and positioning

A flat monthly retainer, sized to the business.

No hourly billing on the core work, no surprise invoices. We scope the engagement after we understand the business, and the number holds until the scope changes.

01

Everything included

Platform access, setup, mapping, plan build, reporting, and the meetings themselves are all inside the retainer.

02

Scoped to the decisions

Price follows complexity: entities, revenue, how messy the books are, how often we meet. Not a tier chart.

03

Projects quoted separately

Cleanup, build work, valuation, and transaction support are quoted per project so they don't inflate the retainer.

04

Month to month

No long-term lock-in. The engagement should keep earning its place.

Get a scoped quote

Worth a conversation if any of this sounds familiar

Profitable on paper, but cash never feels safe.

You've been paying yourself whatever is left over.

Revenue is up and it isn't showing up in your pocket.

You're about to hire, buy, or expand and can't model it.

The books are a month behind and you don't fully trust them.

The same decision keeps coming back because no rule was ever set.

Tell us which one is yours.

We'll tell you whether this is a CFO problem, a bookkeeping problem, or something you can fix without us.

Book a call

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